Loan Range: Rs.5,000 – Rs.1,00,000
Upto Rs. 30000
(for 1 year tenure)
Rs. 31000- Rs 1,00,000 (for 2 Years tenure)
Repayment Mode: Fortnightly/Monthly
Interest rate: 24.7225% per annum (diminishing)
Processing fee: 1% of loan amount including GST
Methodology: JLG of 4 to 6 members

Provides financial assistance to self-employed men & women to support their business enterprises, such as:

•   Increase in working capital
•   Purchase of fixed assets
•   Expansion &   Improvement in business

Interest rate:  24.7225% per annum (diminishing)
Processing fee:
1% of loan amount including GST
Insurance Fee:
2.5 Rupees /Thousand / Insured Life + GST 18% of the processing fee
Prepayment Penalty:No charges
Late Payment Fee:
No charges

Loan Range: Rs.5,000 – Rs.1,00,000
Upto Rs. 30000
(for 1 year tenure)
Rs. 31000- Rs 1,00,000 (for 2 Years tenure)
Repayment Mode: Fortnightly/Monthly
Interest rate: 24.7225%  per annum (diminishing)
Processing fee: 1% of loan amount including GST
Methodology: JLG of 06 to 30 members

Provides financial assistance to women to support

• Income generating activities in their     household.
• Genuine consumption needs such as, education, household improvement etc.

Interest rate:  24.7225% per annum (diminishing)
Processing fee:
1% of loan amount including GST
Insurance Fee:
2.5 Rupees /Thousand / Insured Life + GST 18% of the processing fee
Prepayment Penalty:No charges
Late Payment Fee:
No charges

Loan Range : Rs. 10,000/- to 20,000/-
Repayment mode : Fortnightly/Monthly
Interest Rate : 24.7225% per annum (diminishing)
Processing Fee : 1% including GST
Methodology : JLG

Purchase of Non Grid Solar Product

Interest rate: 24.7225%  annum (diminishing)
Processing fee: 1% including GST
Insurance Fee for Client: Rs.2.5 /1000/life per annum.
Insurance fee for Client and Spouse: Rs.2.5/1000/life per annum.
Prepayment penalty: 0
Late payment fee: 0

Loan is given to the client to purchase solar lighting products

Loan Amount : Rs. 1899
Frequency : 13 Fortnightly installments
Interest Rate : 24.7225% per annum (diminishing)
Processing Fee : 1% of loan amount including GST

Provides financial assistance to clients for:

• Purchasing solar lighting products
• This decreases the dependence of clients from traditionally used harmful to health oil lamps and increasing the use of clean and renewable energy

Interest rate: 24.7225%  annum (diminishing)
Processing fee: 1% of loan amount including GST
Service Tax: 15%
Prepayment Penalty: No charges
Late Payment Fee: No charges

Loan is given to the client to purchase solar lighting products

Loan Range : Rs. 7000
Repayment mode : Fortnightly/Monthly
Interest Rate : 24.7225% per annum (diminishing)
Processing Fee : 1% including GST
Methodology : JLG

Purchase of Non Grid Solar Product

Interest rate: 24.7225%  annum (diminishing)
Processing fee: 1% including GST
Insurance Fee for Client: 12
Insurance fee for Client and Spouse: 24
Prepayment penalty: 0
Late payment fee: 0

Loan Range : Rs. 3399
Repayment mode : Weekly/Fortnightly/Monthly
Interest Rate : 24.7225% per annum (diminishing)
Processing Fee : 1% including GST
Methodology : JLG

Purchase of Non Grid Solar Product

Interest rate: 24.7225%  annum (diminishing)
Processing fee: 1% including GST
Insurance Fee for Client: 12
Insurance fee for Client and Spouse: 42
Prepayment penalty: 0
Late payment fee: 0